Jose Baez had heard a lot of negative things about getting a home mortgage but his experience getting a MassHousing Mortgage was nothing but positive.

"It went fine, really," he said. "There were no issues. I thought it was going to be difficult from what I heard other people say but I didn't really experience that. It's great," he said. "They (his children) love it. They have their own yard and place to play and we are very happy with how everything worked out. For anyone who has any doubts about MassHousing, they made the process easy. I didn't think it was ever possible to own our own home."

Baez, an electrician, is a first-time homebuyer who purchased a single family home in Revere using a MassHousing Mortgage with no Mortgage Insurance (MI) and a 3% downpayment.