Mortgage Products
& Resources

Helpful Resources

Massachusetts Homeownership Collaborative 

The Massachusetts Homeownership Collaborative is an initiative managed by CHAPA that supports and promotes homebuyer education. Through the Massachusetts Homeownership Collaborative, CHAPA provides technical assistance and training to non-profit, homebuyer counseling agencies. These agencies offer homebuyer education workshops and individual homebuyer counseling to prospective homebuyers. (For detailed information, see homebuyer counseling agencies and homebuyer counseling workshops.)

Massachusetts Housing Consumer Education Centers

Housing Consumer Education Centers offer answers to a wide range of questions about all types of housing problems. Tenants, landlords, prospective buyers, and homeowners can access information designed to maximize housing stability, strengthen investments, and minimize disputes.

Consumer Financial Protection Bureau

The Consumer Financial Protection Bureau's mission is to make markets for consumer financial products and services work for Americans — whether they are applying for a mortgage, choosing among credit cards, or using any number of other consumer financial products.

MassSaves Financial Education Classes 

MassSaves.org is powered by Massachusetts Financial Education Collaborative (MFEC), a member-driven initiative of The Midas Collaborative. MFEC's a vision to make Massachusetts a national model for financial confidence and empowerment.  All of our members are passionate about some area of wealth or asset development, whether it’s education, personal finance, safe and affordable financial products, or plain old economic security and justice!

U.S. Weekly Average Interest Rates 

Freddie Mac surveys lenders each week on the rates, fees and points for the most popular mortgage products. The Primary Mortgage Market Survey® (PMMS®) results are released Thursday at 10 a.m. ET.

Amortization Schedule Calculator 

This mortgage loan calculator - also known as an amortization schedule calculator - lets you estimate your monthly loan repayments. It also determines out how much of your repayments will go towards the principal and how much will go towards interest. 

Annual Credit Report.com 

Federal law requires each of the three nationwide consumer credit reporting companies - Equifax, Experian and TransUnion to give you a free credit report every 12 months if you ask for it. They also make it easy to accomplish many credit-related tasks right from your computer. Visit today to learn more.

Mass 211

Serving all of Massachusetts, Mass2-1-1 connects people with community, health and disaster services through a free, 24/7 stigma-free phone service and searchable online database.

2017 HUD Area Median Income (AMI) Limits by Town 

The U.S Department of Housing and Community Development (HUD) publishes annually the area median income limits by state and town. 

Chatper 40B Fact Sheet 

Chapter 40B, also known as the Comprehensive Permit Law, was enacted in 1969 to help expand the number of communities and neighborhoods where households with low and moderate incomes could afford a safe and affordable home. The law helps to reduce barriers to production created by local approval processes, local zoning, and other restrictions. In 2010, 58% of voters in Massachusetts overwhelmingly supported keeping Chapter 40B as a tool for providing affordable homes for seniors and working families. 

12 Hidden Costs of Homeownership 

From the homeowner inspection, to appraisal fees to closing costs, there are many costs in addition to securing and paying your mortgage when buying a home. 

Harvard Law School's Healthy Condominium Toolkit: Tips for Maintaining a Strong Condominium Association

The purpose of this toolkit is to explain how to operate a “healthy” condominium association and why it is important to operate in such a manner.  This toolkit is not intended to address all legal issues related to condominium ownership and condominium associations.

Massachusetts Healthy Aging Collaborative: Community Profiles 

The Massachusetts Healthy Aging Collaborative is a network of community service organizations, health and wellness providers, state agencies, advocates, researchers, funders, and other stakeholders across the state who have come together to advance healthy aging. The initiative that eventually led to the Collaborative began in 2009 when the Tufts Health Plan Foundation asked the Massachusetts Health Policy Forum, based at Brandeis University’s Heller School, to assess the state of healthy aging programs in Massachusetts and other states.