NHS is proud to offer a comprehensive 3 Step Hybrid Model that consists of a comprehensive course to be completed online at your own pace, attendance at one of our group ZOOM classes, and a 1-1 post-class session with a housing counselor. At each ZOOM class- you will be connected with local a local lender & real estate agent, as well as NHS staff to get additional information about local programs, and get expert answers to questions. Topics included in the class structure are: Homeownership Readiness Affordability Money & Credit Management The Loan Process Shopping for a Home Inspections Loan Closings Protecting your Investment Down Payment Assistance Programs Please note: this class listing is part of our hybrid model- all online coursework (6-8 hrs) must be completed before attending a group ZOOM session.