Courses

Northeastern Massachusetts

2nd date/time: 

Wed, Nov 04, 2020 6:00 p.m. to 8:30 p.m.

3rd date/time: 

Tue, Nov 10, 2020 6:00 p.m. to 8:30 p.m.

4th date/time: 

Wed, Nov 11, 2020 6:00 p.m. to 8:30 p.m.

1st date/time: 

Tue, Nov 03, 2020 6:00 to 8:30 p.m.

Language: 

City Or Town: 

First Time Homebuyer Pre-Purchase Course

Workshop Dates:
Tue, Nov 03, 2020 6:00 to 8:30 p.m.
Wed, Nov 04, 2020 6:00 p.m. to 8:30 p.m.
Tue, Nov 10, 2020 6:00 p.m. to 8:30 p.m.
Wed, Nov 11, 2020 6:00 p.m. to 8:30 p.m.
Price:
$125.00 per Household
URL:
http://www.mvhp.org
Language:
English
Address:
Classes will be held on the internet via Zoom
City Or Town:
Lowell
Contact:
mvhp@mvhp.org
Cathy or Ed
978-459-8490
The Merrimack Valley Housing Partnership’s Project Genesis is a comprehensive series of training seminars for first time home buyers. Over 18,000 families have completed the training. Project Genesis is a comprehensive series of training seminars for first time home buyers. The course consists of 10 hours of instruction over four evening sessions. The course topics include:  an overview of the home buying process, mortgage application process, down payment assistance programs, legal aspects of purchasing, home inspections, household budgeting, building good credit, insurance requirements, multi-unit housing options, responsible home ownership and more. The program is taught by MVHP staff as well as several volunteer professionals. Instructors include lenders, attorneys, home inspectors, real estate brokers and others. Upon completion of the program, graduates are able to meet individually with MVHP's HUD Certified Home Buyer Counselor to address their readiness to purchase and address credit concerns, budgeting or any issues pertinent to their situation. These meetings are free of charge. We offer pre-purchase classes in English, Spanish and Khmer. The certificate from the class provides access to the MHP One Mortgage and MassHousing as well as city and statewide down payment assistance programs based on eligibility. Certificates are good for 1 year and renewable for a 2nd year free of charge. We offer a monthly landlord training class which is accepted by MHP and MassHousing in fulfilling their requirements for buyers purchasing 2-4 family homes. MVHP is a HUD approved agency. Please visit our website for more information and to register for a class. www.mvhp.org (link is external)
Baez Family
MassHousing Homeowners
Their feedback on MassHousing:

Jose Baez had heard a lot of negative things about getting a home mortgage but his experience getting a MassHousing Mortgage was nothing but positive.

"It went fine, really," he said. "There were no issues. I thought it was going to be difficult from what I heard other people say but I didn't really experience that. It's great," he said. "They (his children) love it. They have their own yard and place to play and we are very happy with how everything worked out. For anyone who has any doubts about MassHousing, they made the process easy. I didn't think it was ever possible to own our own home."

Baez, an electrician, is a first-time homebuyer who purchased a single family home in Revere using a MassHousing Mortgage with no Mortgage Insurance (MI) and a 3% downpayment. 

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